Tuesday, November 27, 2012

Free Homeowners Mortgage Assistance Seminar

Gov. Dannel Malloy, Atty. Gen. George Jepsen, & the CT Department of Banking are sponsoring a free seminar that will allow homeowners to learn about:
  • How to prevent foreclosure
  • Loan modifications
  • Debt management
  • Emergency Mortgage Assistance Program
  • Federal assistance programs
  • Other sources
Homeowners will also have the opportunity to speak directly with a HUD-approved housing counselor and the opportunity to meet one-on-one with your mortgage lender!

Participating lenders include:
 
  • Bank of America
  • Citibank, NA
  • First Niagara Bank
  • Freedom Mortgage
  • GMAC Mortgage, LLC
  • HSBC National Bank USA
    • HFC (Household Finance)
    • Beneficial
  • Indymac Mortgage Services
    • OneWest Bank, FSB
  • JPMorgan Chase & Co.
  • McCue Mortgage
  • Ocwen Loan Servicing, LLC
  • People's United Bank
  • PNC Mortgage
  • Webster Bank, NA
  • Wells Fargo Bank, NA
    • Wachovia
    • America's Servicing Company
 
The event will be held at the Coco Key Conference Center in Waterbury, CT from 10am-7pm  tomorrow, 11/28/12.  Here's a link for more information: http://www.ct.gov/dob/cwp/view.asp?a=2235&q=486992
 
This is a great opportunity for homeowners that have fallen behind in mortgage payments and are having difficulty with repayment.  Unfortunately, once you find yourself delinquent on a mortgage, it is difficult to refinance with most lenders.
 
Keep in mind that once a mortgage reaches 90 days delinquency, it is considered a foreclosure by lenders even if the foreclosure process has not begun.  That is why this seminar is a great opportunity for those homeowners that cannot qualify for a refinance.  How often can one meet face-to-face to with their lender to discuss a modification?! 
 
If interested, make sure to follow the link for a list of items you'll need to bring.  Good luck to all & God bless!
 
 
  

1 comment:

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